What is Individual health insurance?  Health Insurance policy purchased by an individual for themselves and their family.

What is a Deductible? The amount of money that you need to pay before your Health Insurance starts covering your bills. Usually the cheaper the coverage, the higher the deductible. 

What is an Out-of-Pocket Maximum? The limit that you are responsible for paying every year. Once you reach that amount, your Health Insurance company will pay 100% of your bills for the rest of the year. 

What is a Health Insurance Premium? The amount you pay monthly to maintain your Health Insurance coverage.
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What is a Claim? The is the bill that your doctor submits to the Health Insurance company for the care you receive.

What is an In-Network Provider? A healthcare provider or hospital who has a contract with your Health Insurance company to pay a certain amount for their services. 

What is an Out-of-Network Provider? A healthcare provider or hospital that does not have a contract with your Health Insurance provider, which allows them to charge you whatever they want. Your Insurance company will not usually pay as much for out-of-network healthcare. 

The difference between HMO and PPO?

What is the Marketplace?

What is maximum out of pocket?

What is a Health Insurance Premium?